I know for us Spring and Summer involve a lot of extra spending and costs. So if you haven’t already now is the time to start setting money aside to be prepared. I personally recommend what I have, which is a separate account. In the winter when we have a little extra to put into this account it really helps when Spring arrives out of no where. Whether it is for a vacation, home renovations, or just the mere fact that you are out and about doing much more and spending towards that, you can count on that account that you have been saving in. This year it was my goal is to save about $83 a week for 6 months. But certainly see how much you have in overage after all your fixed and variable expenses are met. Also, this should be what is left after you save for your emergency and retirement funds. It may not be $83, it may be more or less or you. But whatever it is, it is something, and I promise it will help when you need it!